0203 633 5682

 01245 526328

 

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Welcome to Tax Planning Solutions with me, John Castle

For many families, inheritance tax can significantly reduce the value that will be passed on to their loved ones. However, with careful planning, there are practical and compliant ways to improve your position.

I provide specialist inheritance tax planning for individuals and families who want clear advice, tailored strategies and peace of mind.

My role is to bring clarity to a complex area, explain your options in straightforward terms and help you make informed decisions with confidence.

Arrange a free initial consultation to discuss your current position, explore the available options and consider the potential next steps.

Why Inheritance Tax Planning Matters

The impact of inheritance tax

Inheritance tax applies when the value of your estate exceeds the available thresholds. Depending on your specific circumstances, your estate may include property, savings, investments, pensions and other assets.

The amount subject to tax depends on the total value of your estate, the reliefs and allowances available to you, and the steps you choose to take in advance.

Without planning ahead, the amount above your personal threshold will be subject to tax at a rate of 40%.

Taking early action can make a considerable difference to the amount that’s ultimately passed on to your family.

How I Can Help

Making decisions about your family’s inheritance can feel complex and overwhelming. My role is to provide clear, personal guidance so you can make informed decisions with confidence.

Rather than recommending solutions from the outset, I first take the time to understand you, your family circumstances and what you want to achieve. Then I’ll outline your options in plain English, including the pros and cons of each. This will help you decide the most suitable strategies for you to pass more of your wealth on to your family.

Subject to your personal circumstances, this could help your beneficiaries to avoid paying tens, if not hundreds of thousands of pounds in tax.

To keep things simple and straightforward, I use a two-step approach:

Step 1: Complimentary Exploratory Discussion

We begin with a high-level exploratory conversation. The purpose is to:

   Understand your circumstances and what you wish to achieve

   Explore some of the available planning opportunities

   Provide you with clear information and guidance

   Answer any questions or concerns you may have

   Help you decide whether I’m the right fit for you

   If relevant, discuss and agree next steps

Step 2: A Clear Plan for Protecting Your Family’s Inheritance

The aim here is to ensure you have complete clarity regarding your options before you make any major decisions – and to help you avoid making any expensive mistakes.

This service is broken down into three simple stages:

Discovery and Information Gathering

    Meet and consult with you either in person or via a secure online meeting

    Gain a greater understanding of your personal and financial circumstances. Gather all relevant information to help identify potential solutions

Assessment and Strategy

   Review and assess your family’s wealth, your inheritance tax position and the extent to which tax savings can be made

   Explore a range of practical strategies for passing more of your wealth on to your family

Personalised Report and Guidance

   Provide you with a personalised report outlining your options, including the advantages and considerations for each, together with my recommendations

   Review the report with you, answer your questions and provide practical guidance on the best way forward

   Discuss and agree next steps and any specific actions to be taken

By the end of this exercise, you’ll have a clear understanding of your inheritance tax position, the planning opportunities available to you and the recommended next steps.

Whether you choose to implement these recommendations with me, another firm or independently, you’ll have the confidence of knowing that your decisions are based on a thorough understanding of the most suitable options available to you.

Please note:

 

•  All recommended inheritance tax mitigation strategies are fully compliant with standard UK tax reliefs available under current tax law. We do not engage in any aggressive or non-disclosed tax schemes.

 

•  Tax Planning Solutions is the specialist inheritance tax planning service founded by John Castle. Where regulated financial advice is required, this can be provided through Castle Financial Planning, where John Castle is a regulated Independent Financial Adviser. Subject to your circumstances and needs, your recommended plan of action may also involve collaboration with legal and other professional specialists to deliver a coordinated solution.

What Our Clients Say

  • I’m very grateful for the help John provided in relation to our family Trust. He took the time to clearly explain everything and laid out a clear plan of action, making sure I understood each step. His guidance and advice was invaluable. I really appreciated his patience and the clarity he brought to what was a complex issue. I highly recommend John for anyone needing clear, thoughtful advice and support.

    Ernestine Lees

  • Mr Castle was recommended to me. He gave me very clear answers to my questions and helped me immensely. He resolved all my worries regarding the financial issues I and my family were facing. I would highly recommend Mr Castle to anyone looking for tax and financial advice.

    Susan Woodbine

  • I recently used the services of John Castle. Very knowledgeable and helped me to achieve the outcome I wanted. Nothing was too much bother. He was very patient and helpful and responded straight away to any queries I had.

    Laura Tyzack

  • My experience working with John was excellent. He explained everything clearly and made the whole process straightforward, which gave me real peace of mind. His service has been a genuine benefit, and I would have no hesitation in recommending him.

    Dave Lewis

  • John truly listened to my concerns and was able to answer all my questions. I felt heard and John kept me updated throughout the review process. I felt relieved that John managed the whole process and made everything easy for me.

    Penelope Cochrane

  • I had some complex tax-related questions that were causing me to worry, but John's help put my mind at ease! He really took the time to understand my situation and provided comprehensive information and advice which was incredibly helpful. I really appreciate all his help and wouldn't hesitate to recommend his services.

    Lynn Davies

  • John put me at ease, making the process simple, comfortable, and even enjoyable. He took the time to understand me and my objectives, and I always felt he had my best interests at heart. Each step was clearly explained, and I was kept well-informed throughout. I’m very happy with the service and look forward to continuing our relationship in the future.

    Suzanne Brown

  • John was happy to answer my many questions, and offered advice on the various options given my current position and desired outcome. The personalised recommendation report he prepared for me was excellent. John’s friendly and professional service made the whole process a delight, and I highly recommend him to others.

    Stuart Coates

Get in Touch

Complete the form below and I will contact you to arrange a convenient time to speak.
Tax Planning Solutions
London: 0203 633 5682
Chelmsford: 01245 526328
john@taxplanningsolutions.co.uk
167-169 Great Portland Street, London W1W 5PF
Serving clients across Essex, London and the South East
Tax Planning Solutions is an Appointed Representative of New Leaf Distribution Ltd, who are authorised and regulated by the Financial Conduct Authority: Reference No. 460421. Head Office: 165-167 High Street, Rayleigh, Essex, SS6 7QA. Company registration Number 5520001.